Making Homeownership a Reality!
To qualify for a mortgage, lenders generally look for a debt-to-income (DTI) ratio of “28/36.” This means that no more than 28% of your gross monthly income (before taxes) should be allocated to housing expenses, and no more than 36% should cover your total monthly debt obligations, including your mortgage payment.
Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years
Your Guide to Buying a Home!
Looking for financing options for a home or other real estate? Choosing the right loan product to match your financial goals and securing the best rate for your unique situation can feel like navigating a maze. The choices can be overwhelming, but that’s where we come in.
We’re here to simplify the home loan process, offering tools and expert guidance to help you every step of the way! With our help, you’ll gain a clear understanding of the differences between loan programs, from fixed-rate and adjustable-rate mortgages to FHA, VA, and conventional loans. We’ll work with you to identify the best option based on your needs—whether you’re a first-time homebuyer aiming for affordability, a growing family looking for flexibility, or a seasoned investor seeking competitive terms.
Our goal is to make your home-buying journey smooth, efficient, and stress-free, so you can focus on what matters most—finding the perfect property!
Home Purchase Loan Process
Complete our form to get started.
Receive personalized loan options based on your unique criteria.
Compare mortgage rates and terms to find the best fit for you.
Select the loan offer that meets your needs and begin your journey to homeownership!