Profit & Loss Loans
Traditional mortgage requirements don’t always meet the needs of self-employed borrowers. That’s where profit and loss (P&L) loans come in—providing a flexible alternative to traditional income verification. Instead of relying on tax returns or bank statements, lenders assess your business’s profit and loss statement to determine eligibility.
Enjoy benefits such as financing up to $2.5 million, no tax returns required, and competitive rates tailored to entrepreneurs, freelancers, and business owners. Whether you're purchasing a new home or refinancing, a P&L loan offers a streamlined, hassle-free solution to help you achieve your financial goals!
Profit and Loss (P&L) loans offer a powerful financing option for self-employed individuals, freelancers, and business owners who may face challenges with traditional mortgage requirements. Unlike conventional loans that rely on tax returns or W-2s, P&L loans allow lenders to assess your business’s financial health by reviewing your profit and loss statement, which tracks your income and expenses over time.
This type of loan is particularly beneficial for those whose income may fluctuate or who don’t have the typical documentation used by traditional lenders. By focusing on the cash flow and profitability of your business, P&L loans make it easier for self-employed borrowers to qualify for financing, whether it’s for a home purchase, refinance, or investment property. With flexible terms, competitive rates, and a more streamlined approval process, P&L loans help entrepreneurs unlock the financing they need to achieve their goals without the need for conventional documentation.
Empowering Self-Employed Borrowers!
1. Complete our form to get started.
2. Receive personalized loan options based on your unique criteria
3. Compare mortgage rates and terms to find the best fit for you
4. Select the loan offer that meets your needs and begin your journey to homeownership!