Portfolio Loans
Portfolio loans are a specialized financing option where lenders keep the loan in their own portfolio instead of selling it to secondary markets like Fannie Mae or Freddie Mac. This allows for more flexible underwriting standards, making it easier for borrowers who may not meet traditional loan requirements, such as self-employed individuals, real estate investors, or those with complex income sources. These loans can be used for primary residences, investment properties, or multiple properties under a single loan, offering greater convenience and customized terms. With no strict credit score requirements, higher loan limits, and alternative income verification methods, portfolio loans provide a tailored solution for borrowers who need financing outside of conventional guidelines.
Portfolio Loan Solutions to Fit Your Needs!
Finding the right financing can be challenging when traditional loans don’t fit your situation—that’s where we come in. Our team specializes in portfolio loans, offering personalized guidance to help you secure financing that aligns with your unique financial profile.
Whether you're a self-employed borrower, real estate investor, or someone with complex income streams, we’ll work with you to explore flexible options that meet your goals! From multi-property financing to custom loan terms, we simplify the process and connect you with lenders who understand your unique borrowing needs.
Portfolio Loans Process
Complete our form to get started.
Receive personalized loan options based on your unique criteria.
Compare mortgage rates and terms to find the best fit for you.
Select the loan offer that meets your needs and begin your journey to homeownership!