Bank Statement Loans
Traditional mortgage requirements don’t always fit the needs of self-employed borrowers. That’s where bank statement loans come in—offering a flexible alternative to traditional income verification. Instead of tax returns or W-2s, lenders assess 12 to 24 months of bank statements to determine eligibility.
Enjoy benefits such as financing up to $2.5 million, no tax returns required, and competitive rates designed for entrepreneurs, freelancers, and business owners. Whether you're purchasing a new home or refinancing, a bank statement loan provides a streamlined, hassle-free solution to meet your financial goals!
A bank statement loan is a financing option designed for self-employed borrowers who may not have traditional income documentation like W-2s or tax returns. Instead, lenders evaluate 12 to 24 months of bank statements to assess your ability to repay the loan.
These loans can be used for purchases or refinances, and eligibility is based on your cash flow, not your taxable income. With competitive rates and flexible terms, bank statement loans offer a streamlined process for business owners, freelancers, and contractors looking for a mortgage option.
Whether you're a self-employed professional or an investor, we’ll help you compare bank statement loan programs and find the best option to suit your financial needs!
A Flexible Solution for Self-Employed Borrowers
1. Complete our form to get started.
2. Receive personalized loan options based on your unique criteria
3. Compare mortgage rates and terms to find the best fit for you
4. Select the loan offer that meets your needs and begin your journey to homeownership!